What Virginia laws govern homeowners associations?
Most Virginia HOAs fall under the Property Owners' Association Act, Va. Code § 55.1-1800 and following. Condominiums are governed by the Virginia Condominium Act and cooperatives by the Virginia Real Estate Cooperative Act. Hired managers must be licensed under Chapter 23.3 of Title 54.1, and your recorded declaration governs wherever the statute leaves room.
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By Kasra Taheri, Founder, LoclisPublished
Researched and drafted with AI, then checked claim by claim against the sources listed below before it was published. Prices and rules change; the dates beside each source say when it was last checked.
Step by step
Read when to stop and call a pro, further down this page, before you start.
Step 1: Get the recorded declaration
Obtain the declaration and any amendments from the association or the circuit court land records for your county or city; it governs the community and its date and type tell you which act applies.[1]
Step 2: Identify the type of community
Work out whether the association governs a subdivision, a condominium or a cooperative, because each has its own chapter of the Code.[1]
Step 3: Read the matching act
Read the Property Owners' Association Act, the Virginia Condominium Act or the Virginia Real Estate Cooperative Act on the General Assembly's website.
Step 4: Check where the declaration is silent
Compare the declaration with the act, since the statute fills in where the declaration says nothing.[1]
Step 5: Confirm any manager is licensed
If a company manages the association, check that it holds the Virginia common interest community manager licence.[3]
Step 6: Put requests in writing
Send records requests with the notice period the law sets and a stated purpose.[7]
Most Virginia homeowners associations are governed by the Property Owners' Association Act, which starts at Va. Code § 55.1-1800. Condominiums have their own law, the Virginia Condominium Act, and cooperatives have theirs. Any company hired to run the association day to day is regulated separately, under Chapter 23.3 of Title 54.1. Your recorded declaration sits underneath all of it, and the declaration controls first.
Which act applies to your community
Subdivisions and townhouse communities. The Property Owners' Association Act applies to developments subject to a declaration initially recorded after January 1, 1959, associations incorporated or otherwise organized after such date, and all subdivisions created under the Subdivided Land Sales Act.[1] Older communities can opt in, and if one lot in a development is covered, all of its lots are.
Condominiums and cooperatives. The Property Owners' Association Act does not govern associations for condominiums created pursuant to the Condominium Act (§ 55.1-1900 et seq.), cooperatives created pursuant to the Virginia Real Estate Cooperative Act (§ 55.1-2100 et seq.), or time-shares and membership campgrounds, which have their own laws.[1] The two acts are similar in many places. For example, both set a reserve study schedule, and a condominium's executive board must, except as its condominium instruments provide, conduct a study at least once every five years to determine the necessity and amount of reserves required to repair, replace, and restore the capital components.[5]
The declaration. The Act does not erase the document your community was created under. It says that to the extent that the declaration is silent, the provisions of this chapter shall apply.[1] So read the declaration and the bylaws first, then the statute.

What the Property Owners' Association Act covers
The Act is divided into general provisions, disclosure rules, and a long article on how an association operates. A few provisions come up most often:
- Budget and reserves. The board must make the annual budget or a summary available to lot owners before the fiscal year begins, and must conduct at least once every five years a study to determine the necessity and amount of reserves required to repair, replace, and restore the capital components.[4] It then reviews the results at least annually.
- Records. Members can examine association records for a proper purpose on five business days' written notice for an association managed by a common interest community manager and 10 business days' written notice for a self-managed association.[7]
- Assessments and liens. The association has a lien, once perfected, on every lot for unpaid assessments.[6] To perfect it, the association must file a memorandum in the circuit court clerk's office before the expiration of 12 months from the time the first such assessment became due and payable.[6]
- Management contracts. Under the Act, a management contract that contains an automatic renewal provision may be terminated by the association or the common interest community manager at any time without cause and without penalty upon not less than 60 days' written notice.[8]
The Act also covers meetings, rules, flag display, solar devices, electric vehicle charging, home-based businesses and more, each in its own section. Read the section on the topic you are dealing with rather than relying on a summary.
The law that regulates managers
Chapter 23.3 of Title 54.1 creates the Common Interest Community Board, which regulates managers across every association type; its definitions say an association includes condominium, cooperative, or property owners' associations.[2] Under it, any person, partnership, corporation, or other entity offering management services to a common interest community on or after January 1, 2009, shall hold a valid license.[3] Managers' staff in charge of a community must, within two years of being hired, hold a certificate from the Board certifying the person possesses the character and minimum skills to engage properly in the provision of management services to a common interest community, or work under the direct supervision of someone who does.[3] Costs and contract terms are in how much HOA management costs in Virginia.
How to find out what applies to you
Start with the declaration recorded in the land records where your community is located, and the bylaws and rules the board has adopted. Then match the community's legal type to the right act, read the relevant sections, and write to the board when you need records or a decision, giving a clear purpose. Most disputes turn on the exact wording of a declaration and a section of the Code, so quote both.
Stop and call a pro if
- You have received a lien notice, a foreclosure notice or a lawsuit. Talk to a Virginia attorney the same day.
- Your declaration and the statute seem to conflict, or the board wants to amend the declaration. An attorney who works with associations should read both.
- The association is hiring or firing a manager. Confirm the licence and have the contract reviewed.
- You suspect missing funds or a conflict of interest. That calls for an attorney and an accountant, not a letter alone.
This page explains what the statutes say and is not legal advice.
Getting help in Virginia
Browse more commercial answers or the commercial services directory. For property and maintenance work at your community, describe the job and local pros quote it.
Common questions
- Which law applies to my townhouse community?
- Usually the Property Owners' Association Act, which applies to developments subject to a declaration initially recorded after January 1, 1959. Check your declaration first: if your community is legally a condominium or cooperative, a different act applies.
- Does the Property Owners' Association Act apply to condominiums?
- No. The Act says it does not apply to associations governing condominiums created under the Condominium Act (Va. Code § 55.1-1900 and following) or cooperatives under the Virginia Real Estate Cooperative Act (§ 55.1-2100 and following). Those have their own chapters.
- What if my declaration conflicts with the statute?
- The statute does not override every older declaration, but where the declaration says nothing, the Act fills in. A declaration can also choose to apply the Act. If you think a provision conflicts with the law, have a Virginia attorney read both before acting.
- Does an HOA have to hold a reserve study?
- A property owners' association board must conduct a reserve study at least once every five years and review the results at least annually. Condominium executive boards have the same five-year duty, except as the condominium instruments otherwise provide.
- Do HOA management companies need a licence in Virginia?
- Yes, unless an exemption applies. Offering management services to a common interest community requires a valid licence under Chapter 23.3 of Title 54.1, and the Common Interest Community Board administers it.
- Can an HOA put a lien on my home for unpaid dues?
- The Act gives the association a lien on a lot for unpaid assessments once it perfects the lien by filing a memorandum in the circuit court clerk's office within 12 months of when the first assessment became due. Talk to a Virginia attorney if a lien or foreclosure notice arrives.
Sources
- [1] Va. Code § 55.1-1801, Applicability, Code of Virginia, Virginia General Assembly. Checked October 27, 2026.
- [2] Va. Code § 54.1-2345, Definitions, Code of Virginia, Virginia General Assembly. Checked October 27, 2026.
- [3] Va. Code § 54.1-2346, License required; certification of employees; renewal; provisional license, Code of Virginia, Virginia General Assembly. Checked October 27, 2026.
- [4] Va. Code § 55.1-1826, Annual budget; reserve study; reserves for capital components, Code of Virginia, Virginia General Assembly. Checked October 27, 2026.
- [5] Va. Code § 55.1-1965, Annual budget; reserve study; reserves for capital components, Code of Virginia, Virginia General Assembly. Checked October 27, 2026.
- [6] Va. Code § 55.1-1833, Lien for assessments; foreclosure, Code of Virginia, Virginia General Assembly. Checked October 27, 2026.
- [7] Va. Code § 55.1-1815, Access to association records; association meetings; notice, Code of Virginia, Virginia General Assembly. Checked October 27, 2026.
- [8] Va. Code § 55.1-1837, Termination and duration of certain management contracts, Code of Virginia, Virginia General Assembly. Checked October 27, 2026.
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